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	<title>Bristol Debt Advice Centre</title>
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	<link>http://www.bdac.org.uk</link>
	<description>Improving lives by tackling financial problems</description>
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		<title>New Skype debt advice service!</title>
		<link>http://www.bdac.org.uk/news/new-skype-debt-advice-service/</link>
		<comments>http://www.bdac.org.uk/news/new-skype-debt-advice-service/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 14:24:52 +0000</pubDate>
		<dc:creator>bdacadmin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.bdac.org.uk/?p=2092</guid>
		<description><![CDATA[. You can now make an appointment to speak with a BDAC debt advisor via Skype. All you need is a computer, speakers and an internet connection. We can offer a one hour appointment where you can discuss your debt problems confidentially with an advisor over the internet. Skype is available as a free download from [...]]]></description>
			<content:encoded><![CDATA[<pre><span style="color: #ffffff;">.</span></pre>
<pre>You can now make an appointment to speak with a BDAC debt advisor via Skype.

All you need is a computer, speakers and an internet connection. We can offer a one hour</pre>
<pre>appointment where you can discuss your debt problems confidentially with an advisor</pre>
<pre>over the internet. Skype is available as a free download from <strong><a href="http://www.skype.com/">www.skype.com</a></strong> and BDAC</pre>
<pre>does not charge for its services.</pre>
<pre><span style="color: #ffffff;">.</span>
If you would like to make a Skype appointment with an advisor, please contact our</pre>
<pre>offices on 0117 954 3990 (Mon-Fri 09:30 – 5:00) or send an e-mail to <strong><a href="mailto:simon@bdac.org.uk">simon@bdac.org.uk</a></strong></pre>
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		<title>Get help with your tax return at BDAC</title>
		<link>http://www.bdac.org.uk/news/get-help-with-your-tax-return-at-bdac/</link>
		<comments>http://www.bdac.org.uk/news/get-help-with-your-tax-return-at-bdac/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 11:56:02 +0000</pubDate>
		<dc:creator>bdacadmin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.bdac.org.uk/?p=2062</guid>
		<description><![CDATA[You can  access Face to Face tax advice via computer with a specialist Tax Aid Adviser at our offices.  TaxAid are a UK charity providing free tax advice to people who cannot afford a professional adviser. The deadline for filing your on-line tax return is the 31st January 2012.  You need to fill this in even [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.bdac.org.uk/wp-content/uploads/2012/01/calculator-small.jpg"><img class="alignleft size-thumbnail wp-image-2067" title="calculator small" src="http://www.bdac.org.uk/wp-content/uploads/2012/01/calculator-small-150x150.jpg" alt="" width="150" height="150" /></a></p>
<p>You can  access Face to Face tax advice via computer with a specialist Tax Aid Adviser at our offices.  <strong><a href="http://taxaid.org.uk ">TaxAid</a></strong> are a UK charity providing free tax advice to people who cannot afford a professional adviser.</p>
<p>The deadline for filing your on-line tax return is the <strong>31st January 2012</strong>.  <strong>You need to fill this in even you don&#8217;t owe any tax.  There are <a href="http://taxaid.org.uk/guides/tax-returns/late-tax-returns">high financial penalties</a> if you don&#8217;t return these on time.</strong></p>
<p>If you would like an advice session at our offices, please contact TaxAid on 0345 120 3779 (Mon – Fri 10am – 12 noon) who can make you an appointment.  You can also access self help information on their website <strong><a href="http://taxaid.org.uk/">http://taxaid.org.uk</a></strong></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Year, Fresh Start!</title>
		<link>http://www.bdac.org.uk/news/new-year-fresh-start/</link>
		<comments>http://www.bdac.org.uk/news/new-year-fresh-start/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 14:51:14 +0000</pubDate>
		<dc:creator>bdacadmin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.bdac.org.uk/?p=2034</guid>
		<description><![CDATA[The New Year is the perfect time to change spending habits and review your finances.  Have a look at our New Year&#8217;s Resolution guide and get on the right track with your money in 2012: Happy New Year from BDAC.pdf &#160;]]></description>
			<content:encoded><![CDATA[<p>The New Year is the perfect time to change spending habits and review your finances.  Have a look at our New Year&#8217;s Resolution guide and get on the right track with your money in 2012:</p>
<p><a href="http://www.bdac.org.uk/wp-content/uploads/2012/01/bristol-debt-advice-RES12.pdf">Happy New Year from BDAC.pdf</a></p>
<p>&nbsp;</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Holiday Opening times</title>
		<link>http://www.bdac.org.uk/news/holiday-opening-times/</link>
		<comments>http://www.bdac.org.uk/news/holiday-opening-times/#comments</comments>
		<pubDate>Mon, 02 Jan 2012 17:10:28 +0000</pubDate>
		<dc:creator>bdacadmin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.bdac.org.uk/?p=1970</guid>
		<description><![CDATA[Happy New Year! All advice services have now resumed as normal please visit our debt advice services page for full info. ]]></description>
			<content:encoded><![CDATA[<p><strong>Happy New Year! All advice services have now resumed as normal please visit our <a href="http://www.bdac.org.uk/services/drop-in-sessions/">debt advice services page</a> for full info. </strong></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Big Give Christmas Challenge!!</title>
		<link>http://www.bdac.org.uk/funding/the-big-give-christmas-challenge/</link>
		<comments>http://www.bdac.org.uk/funding/the-big-give-christmas-challenge/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 09:48:58 +0000</pubDate>
		<dc:creator>bdacadmin</dc:creator>
				<category><![CDATA[Funding]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.bdac.org.uk/?p=1853</guid>
		<description><![CDATA[A huge thanks to everyone who supported us in the Big Give Christmas Challenge last week.  We raised a grand total of £890!  Your donations will go directly towards helping vulnerable individuals and families receive vital advice and support this winter.  Thank you. You can still support BDAC via the Big Give site,  if you would like to [...]]]></description>
			<content:encoded><![CDATA[<p>A huge thanks to everyone who supported us in the Big Give Christmas Challenge last week.  We raised a grand total of £890!  Your donations will go directly towards helping vulnerable individuals and families receive vital advice and support this winter.  Thank you.</p>
<p>You can still support BDAC via the Big Give site,  if you would like to make a donation please click <strong><a href="https://secure.thebiggive.org.uk/donate/donate.php?charity_id=2660&amp;project_id=13227">here</a> .</strong></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>We are recruiting for an Office Manager!</title>
		<link>http://www.bdac.org.uk/news/we-are-recruiting-for-an-office-manager/</link>
		<comments>http://www.bdac.org.uk/news/we-are-recruiting-for-an-office-manager/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 13:12:57 +0000</pubDate>
		<dc:creator>bdacadmin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.bdac.org.uk/?p=1862</guid>
		<description><![CDATA[To find out more about this exciting opportunity please visit the recruitment page of our website.  Deadline for application forms is 5pm Thursday 15th December.]]></description>
			<content:encoded><![CDATA[<p>To find out more about this exciting opportunity please visit the <span style="color: #008000;"><strong><a href="http://www.bdac.org.uk/about/recruitment/"><span style="color: #008000;">recruitment page</span></a></strong></span> of our website.  Deadline for application forms is 5pm Thursday 15th December.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Warm Homes Discount Scheme news</title>
		<link>http://www.bdac.org.uk/energy-advice-project/warm-homes-discount-scheme-news/</link>
		<comments>http://www.bdac.org.uk/energy-advice-project/warm-homes-discount-scheme-news/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 15:02:41 +0000</pubDate>
		<dc:creator>bdacadmin</dc:creator>
				<category><![CDATA[Energy Advice Project]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.bdac.org.uk/?p=1734</guid>
		<description><![CDATA[The Warm Home Discount Scheme provides £120 rebate on your electricity bills in winter 2011/12.  Our Energy Advice Team has produced a new guide to the scheme, please click here to access the guide or go to the Energy Tips and Information section of our website. If you have any queries please contact the Energy [...]]]></description>
			<content:encoded><![CDATA[<p><span style="color: #ffffff;"><br />
</span> The Warm Home Discount Scheme provides £120 rebate on your electricity bills in winter 2011/12.  Our <strong><a href="http://www.bdac.org.uk/services/energy-advice/">Energy Advice Team</a></strong> has produced a new guide to the scheme, please click <strong><a href="http://www.bdac.org.uk/wp-content/uploads/2010/03/Warm_Homes_Discount_Scheme-English_-_updated.pdf">here</a></strong> to access the guide or go to the <strong><a href="http://www.bdac.org.uk/services/energy-advice/energy-tips-and-information/">Energy Tips and Information</a></strong> section of our website. If you have any queries please contact the Energy Advice Team on 0117 954 3992.<br />
<a href="http://www.bdac.org.uk/wp-content/uploads/2010/02/small-energy-button2.jpg"><img class="alignleft size-full wp-image-1254" title="small energy button" src="http://www.bdac.org.uk/wp-content/uploads/2010/02/small-energy-button2.jpg" alt="" width="88" height="88" /></a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Online Advice</title>
		<link>http://www.bdac.org.uk/uncategorized/online-advice/</link>
		<comments>http://www.bdac.org.uk/uncategorized/online-advice/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 09:14:18 +0000</pubDate>
		<dc:creator>bdacadmin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.bdac.org.uk/?p=1630</guid>
		<description><![CDATA[Don&#8217;t forget, if you need advice from a specialist debt advisor quickly, just click on the advice page of our website above and fill in the online form]]></description>
			<content:encoded><![CDATA[<p>Don&#8217;t forget, if you need advice from a specialist debt advisor quickly, just click on the advice page of our website above and fill in the online form</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Changes to TV licensing direct debt process</title>
		<link>http://www.bdac.org.uk/news/changes-to-tv-licensing-direct-debt-process/</link>
		<comments>http://www.bdac.org.uk/news/changes-to-tv-licensing-direct-debt-process/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 09:33:40 +0000</pubDate>
		<dc:creator>bdacadmin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.bdac.org.uk/?p=1589</guid>
		<description><![CDATA[Please make a note of the following changes to the TV licensing Direct Debit renewal process: “From October 2011, TV Licensing are making some changes to the annual Direct Debit renewal process. On expiry of their current licence period, customers who pay by this method will receive a single, extended payment plan which will outline [...]]]></description>
			<content:encoded><![CDATA[<div>Please make a note of the following changes to the TV licensing Direct Debit renewal process:</div>
<div>“From October 2011, TV Licensing are making some changes to the annual Direct Debit renewal process. On expiry of their current licence period, customers who pay by this method will receive a single, extended payment plan which will outline payments until 2016. Provided payments are kept up, their licence will be renewed automatically each year but they will cease to receive the annual reminder letter prior to the renewal.</div>
<div>They shouldn’t worry however, they will still be licensed and there is no need to do anything, or contact TV Licensing, unless there is a change in personal details such as a change of address. However, <strong>anyone paying by annual Direct Debit but nearing 75 years of age willl need to remember to contact TV Licensing to apply for their free licence. If they don’t, they could continue to make payments they don’t have to.</strong>”</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Recruitment opens for Services Manager role at BDAC</title>
		<link>http://www.bdac.org.uk/news/recruitment-open-for-services-manager-role-at-bdac/</link>
		<comments>http://www.bdac.org.uk/news/recruitment-open-for-services-manager-role-at-bdac/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 15:09:25 +0000</pubDate>
		<dc:creator>bdacadmin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.bdac.org.uk/?p=1247</guid>
		<description><![CDATA[Visit the Recruitment page of our website for more info about this exciting opportunity.]]></description>
			<content:encoded><![CDATA[<p>Visit the <a href="http://www.bdac.org.uk/about/recruitment/">Recruitment page</a> of our website for more info about this exciting opportunity.</p>
]]></content:encoded>
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