.
You can now make an appointment to speak with a BDAC debt advisor via Skype.
All you need is a computer, speakers and an internet connection. We can offer a one hour
appointment where you can discuss your debt problems confidentially with an advisor
over the internet. Skype is available as a free download from www.skype.com and BDAC
does not charge for its services.
.
If you would like to make a Skype appointment with an advisor, please contact our
offices on 0117 954 3990 (Mon-Fri 09:30 – 5:00) or send an e-mail to simon@bdac.org.uk

You can access Face to Face tax advice via computer with a specialist Tax Aid Adviser at our offices. TaxAid are a UK charity providing free tax advice to people who cannot afford a professional adviser.
The deadline for filing your on-line tax return is the 31st January 2012. You need to fill this in even you don’t owe any tax. There are high financial penalties if you don’t return these on time.
If you would like an advice session at our offices, please contact TaxAid on 0345 120 3779 (Mon – Fri 10am – 12 noon) who can make you an appointment. You can also access self help information on their website http://taxaid.org.uk
The New Year is the perfect time to change spending habits and review your finances. Have a look at our New Year’s Resolution guide and get on the right track with your money in 2012:
Happy New Year from BDAC.pdf
Happy New Year! All advice services have now resumed as normal please visit our debt advice services page for full info.
A huge thanks to everyone who supported us in the Big Give Christmas Challenge last week. We raised a grand total of £890! Your donations will go directly towards helping vulnerable individuals and families receive vital advice and support this winter. Thank you.
You can still support BDAC via the Big Give site, if you would like to make a donation please click here .
To find out more about this exciting opportunity please visit the recruitment page of our website. Deadline for application forms is 5pm Thursday 15th December.
The Warm Home Discount Scheme provides £120 rebate on your electricity bills in winter 2011/12. Our Energy Advice Team has produced a new guide to the scheme, please click here to access the guide or go to the Energy Tips and Information section of our website. If you have any queries please contact the Energy Advice Team on 0117 954 3992.

Don’t forget, if you need advice from a specialist debt advisor quickly, just click on the advice page of our website above and fill in the online form
Please make a note of the following changes to the TV licensing Direct Debit renewal process:
“From October 2011, TV Licensing are making some changes to the annual Direct Debit renewal process. On expiry of their current licence period, customers who pay by this method will receive a single, extended payment plan which will outline payments until 2016. Provided payments are kept up, their licence will be renewed automatically each year but they will cease to receive the annual reminder letter prior to the renewal.
They shouldn’t worry however, they will still be licensed and there is no need to do anything, or contact TV Licensing, unless there is a change in personal details such as a change of address. However, anyone paying by annual Direct Debit but nearing 75 years of age willl need to remember to contact TV Licensing to apply for their free licence. If they don’t, they could continue to make payments they don’t have to.”
Visit the Recruitment page of our website for more info about this exciting opportunity.