How can Debt Advice Help?
Threatening letters and phone calls? Bailiff or court action? Rent or mortgage arrears?
It may feel like you’re trapped and there’s nothing you can do but seeking free, independent debt advice really can make a difference. A specialist debt adviser will let you know your legal rights, the options available and can act on your behalf with creditors. BDAC can help you:
- Get your finances in order
- understand which debts are the most important
- work out how much (if anything) you can afford to pay
- work out a plan for dealing with your debts
- help you negotiate with the people you owe money to
- find out if there is extra income or benefits you can claim
- get back in control of your money and budget for the future
.
You may receive offers of advice from the companies you owe money to, but they may just be keen to tell you the best way for you to pay them back and give advice that is in their best interests not yours. It’s important to access free, independent and confidential advice as soon as possible to prevent other action such as:
.
You may receive offers of advice from the companies you owe money to, but they may just be keen to tell you the best way for you to pay them back and give advice that is in their best interests not yours. It’s important to access free, independent and confidential advice as soon as possible to prevent other action such as:
.
- extra charges
- court action
- gas or electricity disconnection
- bailiff action
.
Being in debt can be extremely stressful and often makes people feel helpless, please remember that you’re not alone and we are here to help. You can find out about all our Debt Advice Services to choose what best suits you.
Being in debt can be extremely stressful and often makes people feel helpless, please remember that you’re not alone and we are here to help. You can find out about all our Debt Advice Services to choose what best suits you.
